WebOfficial site of Excellus BCBS, a trusted health insurance plan for over 85 years. Insurer: Blue Cross Blue Shield of Michigan. Not all plans offer all of these benefits. $ 0.00 Monthly Blue Cross is here. Starting Friday, Feb. 13, Blue Cross Health Plan Advisors will be available to enroll consumers directly beginning at 8 a.m., and will remain available until 12 midnight each day, ending at midnight on Feb. 15 when the open enrollment period ends. While our goal is always to provide fact-based, accurate information, information is subject to change, and some data may be inaccurate. WebIf you lost your coverage in 2023, you'll want to apply as soon as possible so there won't be a gap in your coverage. Last year, 87 percent of those who selected a plan through the Marketplace received financial assistance. Medicare has neither approved nor endorsed any information on this site. WebLearn what Medicare Advantage plans are offered by Blue Cross Blue Shield of Michigan in Michigan. Gather the proper information before calling or shopping online: Consumers seeking coverage should gather the following information before shopping online or calling a health plan advisor to enroll: Social security numbers (or document number for legal immigrants), Automatic re-enrollment might not be the best option: If consumers did nothing by Dec. 31, they were. Important Information About Medicare Plans. Page 1 of 10 11092022. This is a 4.5-star Medicare Advantage plan with Part D Medicare Plus Blue PPO Essential (PPO) is a Medicare Advantage (Part C) Plan by Blue Cross Blue Shield of Michigan. Its available Over the course of the two and a half month enrollment period, consumer phone calls lasted an average of 16 minutes and questions largely centered on rate changes and understanding differences in metal levels and benefits. Last year there were extremely high call volumes during the last two weeks of open enrollment. also provides the following benefits. To live free of worry, free of fear, because you have the strength of Blue Cross Blue Shield companies behind you. HealthCompare Insurance Services does not offer every plan available in your area. Blue Cross also offers a product at the Platinum level. Any information we provide is limited to those plans we do feature in your area. BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. provides the following cost-sharing on drugs. WebMedicare Plus Blue PPO Essential (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Blue Cross Blue Shield of Michigan. We're making it easier for members to get vaccinated, tested and treated for COVID-19 and have increased access to other health care services. Call 1-877-486-2048.24 hours a day, 7 days week (except some federal holidays.). Here are the top five things consumers should know: During 2015 open enrollment, Blue Cross is continuing to offer its products to residents of all 83 Michigan counties something only Blue Cross did during 2014 open enrollment. Please contactMedicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Availability varies by carrier and location. This page features plan details for 2023 Medicare Plus Blue PPO Essential (PPO) You may also qualify for Extra Help on drug costs. Updated: April 25, 2023 Medicare by Carrier BCBS of MI BCBS of Michigan is a Medicare plan carrier offering a variety of Medicare Advantage, Medigap, and Part D Trinity Find a Doctor. WebDetails drug coverage for Blue Cross Blue Shield of Michigan Medicare Plus Blue PPO Essential (PPO) in Michigan. To avoid getting stuck in the rush, consumers need to call soon, and be ready with the right information to enroll. State and Federal Privacy laws prohibit unauthorized access to Member's private information. 1996-document.write(new Date().getFullYear()); Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. "In the days leading into the end of the enrollment period last year, phone calls spiked tremendously, with more than 30,000 calls coming in on March 31, 2014, the last day of enrollment," said Rick Notter, director for individual business at Blue Cross. Blue Cross Blue Shield of Michigan and Blue Care Network of Michigan are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. Enroll on the phone or online! Medicare Plus Blue PPO Essential (PPO) The Blue Cross Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield companies. How can I know I'm purchasing the right health insurance policy? To explore 2015 health plan options, consumers can visit bcbsm.com/myblue. You have to decide between an HMO and a PPO, and if you want an HSA. WebTrinity Health Group Number: 71349 Package Code(s): 020 PPO - Traditional Plan Effective Date: 01/01/2021 Benefits-at-a-glance This is intended as an easy-to-read summary and Do you have questions about your existing individual or group policy? Get a Quote. WebThe Essential Plan was created especially for people who make too much to qualify for Medicaid, but who may not make enough to afford a qualified exchange plan. Find the ideal option for you. ): Blue Cross has multiple walk-in center locations statewide, 600 health plan advisors, and 6,000 agents ready to help consumers across the state understand their options and enroll. WebTrinity Health Group Number: 71349 Package Code(s): 022 PPO - Essential Plan Effective Date: 01/01/2021 Benefits-at-a-glance This is intended as an easy-to-read summary and We do not feature every plan available in your area. Price points across Blue Cross' 41-product portfolio options include some of the lowest cost options across the state. Our health plan advisors can help you decide. The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies. Financial Health Fitness Healthy Eating Lifestyle Personal Care Wellness Need to Change Coverage? The Blue Cross and Blue Shield Association is a national federation of 34 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans. Medicare Plus Blue PPO Essential (PPO) offers the following coverage and cost-sharing. Insights, information and powerful stories on how Blue Cross Blue Shield companies are leading the way to better healthcare and health for America. WebA health savings account, or HSA, is an account you use to pay for qualified medical, pharmacy, dental and vision expenses and save on taxes. H9572 004 6 available in Region 6. Medicare Plus Blue PPO Essential (PPO) About Blue Cross Blue Shield of Michigan Medicare. Medical plans to keep you covered If you are losing your Medicaid coverage, you and your family may be eligible for another health plan through Blue Cross and Blue Care Network, the only statewide carrier for both HMO and PPO plans. For more company information, visitbcbsm.comandMiBluesPerspectives.com. Important Legal and Privacy Information|Important Information About Medicare Plans|Privacy Practices Live help. Medicaid Plans. Plan ID: H9572-004. WebPlan Overview. All insurance agents and enrollment platforms linked to this site have their own terms and conditions. Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. WebSupport during COVID-19 We want to make sure you get the care you need. To access your member services, please visit your BCBS company. Enrollment depends on the plans contract renewal. Individuals attempting unauthorized access will be prosecuted. WebExplore your 2023 Medicare Advantage plans from Blue Cross Blue Shield of Michigan, with light, balanced, and extended plans. What's the difference between HMO and PPO plans? After your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00, you will pay no more than the amounts below for any drug tier until you reach $7,400.00. Search for Doctors, Hospitals and Dentists Blue Cross Blue Shield members can search for doctors, hospitals and dentists: In the United States, Puerto Rico and U.S. Virgin Islands. WebCreate an Account View your Summary of Benefits and Coverage Find a doctor, estimate medical cost and track your deductible and spending View and order your member card Go Paperless! offers the following coverage and cost-sharing. All plan-related information on this site is from CMS.gov and Medicare.gov. 800-249-5103 (Facilities - Michigan) 800-676-2583 (Facilities - Outside of Michigan) 800-840-4505 (Federal Employee Program) (Blue Essential Plans) 800-676-2583 (Blue Card - Eligibility) 800-451-0287 (Blue Card - Claims) (Anthem Blue Cross Blue Shield Medicaid Plan) Wyoming: 800-442-2376: CMS 1500 blocks instructions in Medical After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $4,660.00. It pays to get help (especially when it's free! Shop for affordable health plans including Medicare, medical, dental, vision, and employer plans. Learn More With Healthy Blue, Blue Cross NC is serving Medicaid members across the state. Site Map|Feedback|Download Adobe Acrobat Reader, Learn more about a Healthier Michigan.org. Don't wait until the last minute: Just like Christmas shopping, the longer you wait to shop for health insurance, the longer you'll likely wait in line. WebDETROIT With less than two weeks left to enroll in health coverage and avoid a $325 or 2% of household income penalty in 2015, Blue Cross Blue Shield of Michigan is extending its Contact a plan for a Summary of Benefits. ? Health Plan Deductible: $0.00. Factsonmedicare.com is a free-to-use informational website by Dog Media Solutions LLC. Leading the way in health insurance since 1929. You have to decide between an HMO and a PPO, and if you want an HSA. All Rights Reserved. Ready to sign up for Medicare Plus Blue PPO Essential (PPO) Medicare Plus Blue PPO Essential (PPO) After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,400.00, you will pay no more than the greater of the two amounts listed below for generic and brand-name drugs. The Blue Cross Blue Shield System is made up of 34 independent and locally operated companies. They are paired with high WebNeed to buy a Michigan health plan for you or your family? Federal subsidies continue to help eligible people lower these costs. WebBrowse our plans: Individual and Family. WebMedicare Plus Blue PPO Essential (PPO) 4.5 out of 5 stars* for plan year 2023. Register Now. DETROIT With less than two weeks left to enroll in health coverage and avoid a $325 or 2% of household income penalty in 2015, Blue Cross Blue Shield of Michigan is extending its hours the final weekend of enrollment to help consumers get covered. Create a personal representative account is offered in the following locations. Not Registered? The Health Insurance Marketplace will close on Feb. 15, and consumers will have to wait until fall 2015 to enroll in 2016 coverage, effective Jan. 1 of that year, unless there is a qualifying event. Get access to your member portal. Call 1-800-633-4227 | TTY. "We've experienced level, robust volumes throughout the 2015 period, but expect many have waited until now to enroll. Choosing a health care plan can be overwhelming. Watch on. Part B Premium give-back is not available with all plans. WebPPO - Essential Plan Effective Date: 01/01/2022 Benefits-at-a-glance This is intended as an easy-to-read summary and provides only a general overview of your benefits. Blue Cross Blue Shield can help, whether you are: Moving to a new state Changing jobs Out of work WebHealth Insurance: Blue Cross Blue Shield of Michigan | BCBSM Deductibles, copays and coinsurance may apply. HealthCompare Insurance Services represents Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Actual Part B premium reduction could be lower. Currently it represents 18 organizations, which offers 52,101 products in your area. Blue Cross Blue Shield Of Michigan Extends Health Plan Advisor Hours For Final Enrollment Weekend Push, Blue Cross and Blue Shield Companies Work to Advance Affordability Solutions to Protect Patients from Rising Health Care Costs, Blue Cross Blue Shield Association Partners with Boys & Girls Clubs of America to Address Youth Mental Health Crisis, Bipartisan SITE Act Will Promote Accurate Hospital Billing and Lower Consumer Costs, Blue Cross Blue Shield Association Calls for Fair, Transparent Hospital Billing to Save Money for Patients and Consumers, Blue Cross Blue Shield Association Names Sondra Imperati as Vice President of Brand Strategy, Blue Cross and Blue Shield of Louisiana Offers Services to Members Affected by Hurricane Ida, Blue Cross Of Idaho And The Blue Cross Of Idaho Foundation For Health Commit To Expanding Health Equity Across Idaho, Blue Cross Blue Shield of Wyoming Announces New Board Member, James G. Springfield Named President of Blue Cross and Blue Shield of Texas. Select Blue Cross Blue Shield Globalor GeoBlue if you have international coverage and need to find care outside the United States. WebHealth Insurance 101: Types of plans. Pay My Bill. We only use data released publicly each year. Medicare Plus Blue PPO Essential (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Once you reach that amount, you will enter the next coverage phase. WebBlue Cross Blue Shield of Michigan can help you find an affordable medical plan that provides the coverage you need. Please check the plans formulary for specific drugs covered. We provide health insurance in Michigan. Employers. Enrollment is offered through our partners including HealthCompare Insurance Services. It WebBlue Cross Blue Shield of Michigan - For BCNA (in MI): [BCN Advantage HMO is not available in the following counties: Alger, Baraga, Cass, Chippewa, Delta, Dickinson, Gogebic, Every year, Medicare evaluates plans based on a 5-star rating system. Blue Cross Blue Shield of Michigan is a nonprofit corporation and independent licensee of the Blue Cross and Blue Shield Association. Watch this video or read the transcript below to get started. It is not a 2023 Blue Cross Blue Shield Association. See the Part D Premium Reduction section below for more details. Medicare Plus Blue PPO Essential (PPO) WebVisit Blue365 Get Started How It Works Frequently Asked Questions Save on products and services that enhance your health and wellness. $10.35 copay or 5% (whichever costs more), In-Network: $0 copay (limits may apply) (authorization not required) (referral not required), Out-of-Network: 50% coinsurance (limits may apply) (authorization not required) (referral not required), In-Network: $100-150 copay (authorization required) (referral not required), Out-of-Network: 50% coinsurance (authorization required) (referral not required), In-Network: $0-150 copay (authorization required) (referral not required), Out-of-Network: $0 copay or 50% coinsurance (authorization required) (referral not required), In-Network: $0-40 copay (authorization required) (referral not required), In-Network: $35-150 copay (authorization required) (referral not required), In-Network: $45 copay per visit (authorization not required) (referral not required), Out-of-Network: $50 copay per visit (authorization not required) (referral not required), In-Network: $45 copay (authorization required) (referral not required), Out-of-Network: $275 copay or 50% coinsurance, Out-of-Network: $0 copay (limits may apply) (authorization not required) (referral not required), In-Network: $0-45 copay (authorization not required) (referral not required), Out-of-Network: 50% coinsurance (authorization not required) (referral not required), In-Network: $325 per day for days 1 through 6, Out-of-Network: 50% per stay (authorization required) (referral not required), In-Network: $150-275 copay per visit (authorization required) (referral not required), Out-of-Network: 50% coinsurance per visit (authorization required) (referral not required), In-Network: $0 copay (authorization required), Out-of-Network: $0 copay (authorization required), In-Network: 0-20% coinsurance per item (authorization required), Out-of-Network: 0-50% coinsurance per item (authorization required), In-Network: 20% coinsurance per item (authorization required), Out-of-Network: 50% coinsurance per item (authorization required), In-Network: 20% coinsurance (authorization required), Out-of-Network: 50% coinsurance (authorization required), In-Network: $300 per day for days 1 through 6, In-Network: $20 copay (authorization not required) (referral not required), In-Network: $0 copay (authorization not required) (referral not required), Out-of-Network: $0 copay (authorization not required) (referral not required), In-Network: $40 copay (authorization not required) (referral not required), In-Network: $0 per day for days 1 through 20, In-Network: $0 copay (no limits) (authorization not required) (referral required), Out-of-Network: $0 copay (no limits) (authorization not required) (referral required), In-Network: $45 copay (no limits) (authorization not required) (referral not required), Out-of-Network: 50% coinsurance (no limits) (authorization not required) (referral not required), Covered (authorization not required) (referral not required). It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Quality Care Thats Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find. While you can apply during the Medicaid Redetermination unwinding Both Blue Cross and Blue Care Network offer plans at the Gold, Silver, Bronze and Catastrophic levels. Choosing a health care plan can be overwhelming. Benefits may vary by carrier and location. Select a plan below to learn such details as plan premiums, deductibles, and the We're here and prepared to stay on the phone as long as it takes to help consumers enroll in the right plan.". Member Discounts Take advantage of member-only discounts on health-related products and services. Your Part B premium may differ based on factors including late enrollment, income, and disability status. Download Statements & Forms Register & Create Account Helping a member as their personal representative? Limitations and exclusions may apply. Substance Use Treatment & ResourcesLearn more about substance use disorders and find a treatment provider that meets your needs. IMPORTANT: This page has been updated with plan and premium data for 2023.